![]() Then, for a quick view of total income and spending, visit the Results tab. You also have tabs specifically for estimated and actual income, total spending with graphs and charts, and savings tools for retirement and college. The template includes tabs for three-month tracking, covering the whole year. This family budget planner template gives you tons of tools for managing family finances. Family budget template Image used with permission by copyright holderįor families of any size, keeping track of income, bills, spending, and savings is essential. Head to the Dashboards tab to view colorful graphs and charts for incomes, expenses, and the year at a glance. You can see the entire year on a single sheet, with spots for each month.Įnter income, savings goals, household expenses, health, recreation, and miscellaneous expenses in the designated sections. To keep track of your monthly and yearly individual budget, this personal budget template has it all. Personal monthly and yearly budget template Image used with permission by copyright holder You’ll see a Month-to-Date column on the right, along with the differences between estimated and actual amounts. Then, enter income and expenses with what you’re budgeting and what the actual costs turn out to be. If you get paid weekly or biweekly and like to manage your budget the same way, then take a look at this weekly budget template.Ĭhoose the Weekly or Biweekly tab per your preference. Personal weekly budget template Image used with permission by copyright holder You also have a nice bar graph showing projected and actual income and expenses. Each spot lets you enter projected and actual amounts. These are the best GPUs to buy on a budgetĪdd your income at the top, expenses below, and see totals at the bottom. ![]() The best laptops for kids, tested and selected by expertsĭon’t waste your money. If your car registration is due in January, for example, then your car rego category would only have a value under January, the rest of the year would be 0.Surface Laptop 5, Surface Pro 9 prices slashed at Best Buy I’ve typed in some data to show you what it will look like, but you wouldn’t just type the same thing for each month. You will notice that the formulas change automatically as you add your data (tip: use the fill handle to copy values across your budget). If there are months where the income or expenses are zero, then type 0 – this will ensure that the average calculates properly. If you’ve been tracking your expenses, then use the information to fill in your budget. Type in expected income and expenses for each month. So you want to make sure there are no calculation errors in your spreadsheet.ĭo this by entering easy data like $10 into various parts of your spreadsheet and making sure all the formulas calculate correctly. The budget decisions you make are only as good as the data you’re relying on. Save As again to create a budget just for this year. Save As now and you will have a template that can be reused every year. Tip: if you type January and click on the small black box (fill handle) in the bottom right-hand corner of cell B2 and drag it across, it will fill in the rest of the months for you without you having to type them. Next, type the months along the next row, staring at B2. Start a new document and give it a heading like Budget. Make sure to customise the spreadsheet expense and income categories to your personal circumstances. Steps Building A Basic Home Budget Spreadsheetīelow are the steps, accompanied with diagrams, to creating a basic home budget. You should always consult a qualified financial expert when making money decisions to tailor plans to suit your circumstances. In this blog, I share my savings and budget planning and what works for us. ![]() If you don’t have Excel, then the free alternatives ( Open Office or Google spreadsheets) are pretty similar and this tutorial should still be helpful the functions will just be in different menus.ĭisclaimer: This is general information only. The tutorial is based on the latest version of Excel, so if you’re using the older version of Excel, you will find the same functions in the toolbar and menu bar. This tutorial starts from the very beginning for those who have never met a spreadsheet before. When you create your own budget yourself, you can customise it to meet your own needs and circumstances exactly. I have been using it now for over a decade. Excel is an awesome program for personal budgeting.
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